Healthcare ( Why No Candidate has the Right Answer)

One of the big debate this election season is the sky-high cost of health-care. The problem is that Clinton, Obama, and McCain have a band-aid solution to a multi-pronged problem. the questions being asked is why health-care is so expensive. The answer to this problem is one that addresses all facets of the health-care problem and the problems are as follows: taxes, lawyers, new technologies and tests, medical mistakes, and inadequate rules. These are the solutions I have come up with that will lower health-care costs. First, by lower taxes and not having the current socialist tax laws we have will allow lower income people to afford more health-care cost (because the more money people have the more they can afford). Second, tort-reform, by capping judgments, banning frivolous lawsuits, and making the loser pay you lower health-care costs. Third, technologies, the technological advancements have allowed for tests and medical procedures that did not exist 50 years ago. the answer to this would be a grant to universities and colleges to find a way to make these new technologies more efficient, thus lowering the cost to have medical tests and procedures. Fourth, pass a law that would state : "Any health insurance company who gets a bill for a medical mistake or services not rendered must seek permission from the policy holder to pay for it", in other words neither the patient nor the insurance can be made to pay for the mistake. Finally by bringing the conflict of interest rules and the ethics rules into the 21st century you make health-care affordable. Here is an example, a few months ago I was watching an interview on "The Big Idea with Donny Deutsch" where he talked to a man whose daughter had an incurable disease. This parent studied everything he could about it and started a pharmaceutical company to cure it once he perfected the treatment he tested it on everyone else with this disease first. When he finally decided to try it on his daughter every hospital except one (St. Mary's College) would allow him to try. Their answer was that because he had started and owned a pharmaceutical company he had "a conflict of interest". The answer to this is that the spirit of the Conflict of Interest Rules are to level the "playing field". In other words everyone gets treated the same regardless of whether the patient is of the street or the daughter of a pharmaceutical company. Another example is this : sometime ago I heard about a young girl (toddler) who got severely burned. Her twin wanted to donate some of her (the healthy twin) skin to her sister for a skin-graft. The only way the hospital would do it was to go to court to get the okay, this is ridiculous not to mention a total waste of money. In Conclusion, the solutions I have provided in my opinion are the best answer to the health-care problem.